Every PayPal Pay in 4 transaction will appear in your PayPal activity feed as the full purchase amount under the relevant merchant’s name as a ‘purchase’. This is to reflect the total purchase amount and is not reflective of the PayPal Pay in 4 instalment plan or any payments already made using your specific card. By using PayPal Pay in 4, PayPal pays the merchant upfront and spreads the cost to you over 4 payments. The first payment is taken on the date of purchase and the next two payments are automatically taken over the following two months. The first payment and subsequent two payments will each be reflected as separate transactions in your PayPal activity and represent the actual payments made towards your purchase.

Merchant of Record: PayPal Australia Pty Limited, ABN 93 111 195 389 of Level 24, 1 York Street, Sydney NSW 2000 (“PayPal AU”)

Pay in 4 is a feature that lets you split your purchase into 4 payments, with the first instalment due at the time of purchase and 3 subsequent payments made every 2 weeks thereafter.

Every Pay in 4 transaction will appear in your activity feed for the full purchase amount under the merchant’s name as a “purchase” within your PayPal activity. This is to reflect the initial total purchase and is not reflective of the Pay in 4 instalment plan or any payments made by your specific payment method. PayPal pays the merchant upfront for the transaction and spreads that cost over 6 weeks, automatically withdrawing funds from your PayPal account based on the payment method selected during the Pay in 4 application and in line with the payment schedule agreed in your Pay in 4 Contract. The first instalment and subsequent instalments each will be reflected as a separate transaction in your PayPal activity and represents the actual repayments made.

There are no fees for choosing to pay with PayPal Pay in 4.

You must read the Pay in 4 Contract for any Pay in 4 plan before you submit your application. You will see the link to the Contract when you choose to apply for Pay in 4 at checkout. You will also have the option to download the Contract. Once your plan starts, PayPal will send you an email containing important information about your Pay in 4 plan, including how to locate your Contract.

Visit PayPal's Customer Service for ways to reach them or for further FAQ's please visit here.