Pay in 4 is a feature that lets you split your purchase into 4 payments, with the first instalment due at the time of purchase and 3 subsequent payments made every 2 weeks thereafter.

Every Pay in 4 transaction will appear in your activity feed for the full purchase amount under the merchant’s name as a “purchase” within your PayPal activity. This is to reflect the initial total purchase and is not reflective of the Pay in 4 instalment plan or any payments made by your specific payment method. PayPal pays the merchant upfront for the transaction and spreads that cost over 6 weeks, automatically withdrawing funds from your PayPal account based on the payment method selected during the Pay in 4 application and in line with the payment schedule agreed in your Pay in 4 Contract. The first instalment and subsequent instalments each will be reflected as a separate transaction in your PayPal activity and represents the actual repayments made.

There are no fees for paying with PayPal Pay in 4.

You must read the Pay in 4 Contract for any Pay in 4 plan before you submit your application. You will see the link to the Contract when you choose to apply for Pay in 4 at checkout. You will also have the option to download the Contract. Once your plan starts, PayPal will send you an email containing important information about your Pay in 4 plan, including how to locate your Contract.